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 Deposit Products > Consumer Checking Products
Following are brief outlines of the types of accounts and services we offer. We are offering these descriptions to you only as a reference for you. These are not full disclosures of our accounts. Please stop by for a full disclosure of terms and conditions for any of our accounts.
  • Free Checking
    $50.00 minimum deposit to open this account
    No monthly service charges
    Truncated account (no checks or images returned with statement)
    $350.00 Overdraft Protection Plan is available for qualifying applicants
    Free first 48 Premier duplicate checks
    Free direct deposit of Social Security and Government Checks
    ATM and/or Visa Check Card available for qualifying applicants (pdf, 16KB)
    For a copy of the full disclosure for this account, please stop by any of our full service locations
  • Check King
    $100.00 minimum deposit to open this account
    $0.25 service charge for each debit transaction
    $600.00 Overdraft Protection Plan is available for qualifying applicants
    ATM and/or Visa Check Card available for qualifying applicants (pdf, 16KB)
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by any of our full service locations
  • Regular
    $100.00 minimum deposit to open this account
    Monthly service charge is based on balance
    $600.00 Overdraft Protection Plan is available for qualifying applicants
    ATM and/or Visa Check Card available for qualifying applicants (pdf, 16KB)
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by any of our full service locations
  • Student Classic
    $100.00 minimum deposit to open this account
    No monthly service charge for students in high school or college. Student must have verification of full time enrollment.
    10% discount on selected Premier checks
    ATM and/or Visa Check Card available for qualifying applicants (pdf, 16KB)
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by any of our full service locations
  • Commerce Classic
    $100.00 minimum deposit to open this account
    Single or Family accidental death insurance included with service charge
    Service charge varies with plan chosen
    Free American Express Traveler’s Checks (discounted American Express Travelers ‘Checks for Two’)
    Free Money Orders
    20% discount on Premier checks
    $600.00 Overdraft Protection Plan is available for qualifying applicants
    Free direct deposit of Social Security and Government Checks
    Free ATM and/or Visa Check Card available for qualifying applicants (pdf, 16KB)
    Free Cash Advances
    Free first 6 months rent on small Safe Deposit Box
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by any of our full service locations
  • Commerce Classic Gold
    This account is for our customers age 55 and over
    $100.00 minimum deposit to open this account
    Monthly service charge is based on balance
    Free Notary Service
    Free photocopies (management has right to limit for excessive use)
    Free American Express Traveler’s Checks (discounted American Express Travelers ‘Checks for Two’)
    Free Money Orders
    Free Cashiers Checks
    Free first order of Premier wallet checks
    $600.00 Overdraft Protection Plan is available for qualifying applicants
    Free direct deposit of Social Security and Government Checks
    Free ATM and/or Visa Check Card available for qualifying applicants (pdf, 16KB)
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by any of our full service locations
  • NOW
    $1,000.00 minimum deposit to open this account
    Interest bearing account
    Monthly service charge is based on balance
    $0.25 service charge for each debit transaction in excess of 30 per statement cycle
    $600.00 Overdraft Protection Plan is available for qualifying applicants
    Free direct deposit of Social Security and Government Checks
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by any of our full service locations
  • NOW Gold
    This account is for our customers age 55 and over
    $1,000.00 minimum deposit to open this account
    Interest bearing account
    Monthly service charge is based on balance
    Free Notary Service
    Free photocopies (management has right to limit for excessive use)
    Free American Express Traveler’s Checks (discounted American Express Travelers ‘Checks for Two’)
    Free Money Orders
    Free Cashiers Checks
    Free first order of Premier wallet checks
    $600.00 Overdraft Protection Plan is available for qualifying applicants
    Free direct deposit of Social Security and Government Checks
    Free ATM and/or Visa Check Card available for qualifying applicants (pdf, 16KB)
    Check Image Monthly Statements
    For a copy of the full disclosure for this account, please stop by any of our full service locations

Unique Gifts
for the coin enthusiast!

Come see what
we have available
for YOU!

We offer a
selection of
collectable coins
and gifts
year round
for any occasion!!!

VISA Gift Cards available
at Main Bank Teller line
and
Wal-Mart Branch


Great gifts for
Birthdays;
Christmas;
Weddings;
Showers;
Send to your
favorite
College Student!
Call or stop by
for additional
information!!!
(620)431-1400

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